News and Guide

News from DL MoneyPark and information on the financial market and Swiss romande real estate

Published by : dl
19Jan2015

Multi-layered mortgage loans with various durations

Once mortgage financing is obtained, the future owner will be faced with the question of interest-rates. Again, the most common possibilites are variable rates, LIBOR, and fixed rates.

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20Jun2014

When rates are low, should we amortise more?

Loan amortisation refers to the portion of capital that is paid back at the end of each period, for example quarterly. Mortgage loan debtors must reduce their commitments to 2/3 of the value of the property. But in absolute terms, is it a good idea to amortise?

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