A friend or relative is already a property owner and has paid off a portion or his or her debt. You can increase this person's debt to raise cash for your personal equity. Your friend or relative will suffer no damage because you will be the one who pays the extra interest. Here, too, it is important to check the tax implications for all parties concerned.

CALCULATE YOUR BUYING POTENTIAL 

Articles relating to personal equity

• Savings and investments
• The 2nd pillar (occupational retirement planning) and the 3rd pillar (restricted pension plan A)
• Life insurance (unrestricted pension plan B)
• Donations
• Third-party loans
• Building lot
• Do-it-yourself work
• Lack of personal equity
• Should you invest all of your personal equity ?
• Withdrawing or using the LPP as collateral