Mortgage loan

News from DL MoneyPark and information on the financial market and Swiss romande real estate

Author : Kristen

Fixed annuities

Fixed annuities are a type of variable rate mortage loan that you can contract for an undetermined amount of time. The objective is the maintain constant charges (interest and amortisation), even if the interest rate changes. If the interest rate goes up, the amortisation will go down and vice versa.

Duration : fixed or non-fixed

Termination: 6 weeks (318 CO), in practice, the deadline is 3 to 6 months following the general conditions of the the financial institution.


Articles on mortgage loans